to m.brane and marty martin; turns out that the problem was a matter of which hard drive i was using for installation. although i was installing to a scsi, i was doing it from an ata. even though i prompted ptf to install to the scsi, only the application folder was placed there. everything else went into the system folder of the ata hd. if i had been on the scsi so that i could make an extension set for ptf, there would have been "no problem, mahn".
thanks again for the attention. all is well 